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Frequently Asked Questions

In the Classroom

What is Direct Primary Care (DPC)?

  • DPC is a membership model for healthcare where patients pay their primary care doctor directly, rather than through their insurance company. A DPC practice offers the full range of services that you would expect from your primary care doctor’s office for a reasonable monthly fee.

  • Patients receive many services beyond what traditional medicine offers. These may include real-time technology access to their personal physician, extended visits, and highly personalized, coordinated, and comprehensive care with no additional visit charges or insurance company involvement or influence. 

  • And at Catalyst Primary Care, you will ALWAYS get to see your Doctor, Dr. Karbowski.

How is DPC different from traditional healthcare?

  • Direct Primary Care clinics offer modern healthcare, but don’t bill insurance. This allows physicians to work directly with patients on payments – passing along savings such as low cost in-house labs, and much, much more.

What is included in my membership?

  • You’ll be able to see the doctor for a low monthly fee with no copay.

  • You will have expanded direct access to your doctor by phone, text, or email, and most in-office procedures are included.

  • You’ll also enjoy longer visits with your doctor and coordinated care, plus discount pricing on lab tests

Why is DPC a monthly membership?

  • subscriptions are the best way for a business (of any kind) to offer high-quality service and support over a long period of time.

Will I have to pay a fee for my office visits?

  • No. Your membership covers all of your office visits. There is no copay. The only time you will have to pay a fee is if we have to send your lab or blood work to be analyzed, and even then it will be at a discounted price.

Are there additional costs I need to be aware of?

  • Pathology and labs are not included in the membership fee.

  • The DPC is not an insurance so any specialists visits or ER visits that you had would not be included in your membership.

What do I do if I need a specialists or referral?

  • We can absolutely place referrals and we know some pretty wonderful specialists!

What do I do if I need diagnostic imaging?

  • If imaging is urgent or emergent, we would refer you to the emergency department/urgently refer.

  • If imaging is able to be referred less urgently, we can help find reasonable “cash” prices if you are paying out-of-pocket

Do I still need insurance?

  • Your membership is not an insurance plan

  • You will still need insurance if you have a major health problem such as a hospitalization, surgeries, or other life-threatening situations.

  • When those problems arise, we will be next to you to guide you through the system and coordinate your care. 

  • If you have a Health Savings Account or Flexible Spending plan, your membership fee MAY be covered under these savings plans. Check with your plan administrator and/or accountant to determine your benefit eligibility.

For more information check out DPC Nation or reach out to us!

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