Board Certified Family Physician
Obesity Medicine Specialist
Frequently Asked Questions
What is Direct Primary Care (DPC)?
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DPC is a membership model for healthcare where patients pay their primary care doctor directly, rather than through their insurance company. A DPC practice offers the full range of services that you would expect from your primary care doctor’s office for a reasonable monthly fee.
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Patients receive many services beyond what traditional medicine offers. These may include real-time technology access to their personal physician, extended visits, and highly personalized, coordinated, and comprehensive care with no additional visit charges or insurance company involvement or influence.
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And at Catalyst Primary Care, you will ALWAYS get to see your Doctor, Dr. Karbowski.
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How is DPC different from traditional healthcare?
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Direct Primary Care clinics offer modern healthcare, but don’t bill insurance. This allows physicians to work directly with patients on payments – passing along savings such as low cost in-house labs, and much, much more.
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What is included in my membership?
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You’ll be able to see the doctor for a low monthly fee with no copay.
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You will have expanded direct access to your doctor by phone, text, or email, and most in-office procedures are included.
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You’ll also enjoy longer visits with your doctor and coordinated care, plus discount pricing on lab tests
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Why is DPC a monthly membership?
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subscriptions are the best way for a business (of any kind) to offer high-quality service and support over a long period of time.
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Will I have to pay a fee for my office visits?
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No. Your membership covers all of your office visits. There is no copay. The only time you will have to pay a fee is if we have to send your lab or blood work to be analyzed, and even then it will be at a discounted price.
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Are there additional costs I need to be aware of?
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Pathology and labs are not included in the membership fee.
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The DPC is not an insurance so any specialists visits or ER visits that you had would not be included in your membership.
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What do I do if I need a specialists or referral?
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We can absolutely place referrals and we know some pretty wonderful specialists!
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What do I do if I need diagnostic imaging?
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If imaging is urgent or emergent, we would refer you to the emergency department/urgently refer.
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If imaging is able to be referred less urgently, we can help find reasonable “cash” prices if you are paying out-of-pocket
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Do I still need insurance?
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Your membership is not an insurance plan
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You will still need insurance if you have a major health problem such as a hospitalization, surgeries, or other life-threatening situations.
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When those problems arise, we will be next to you to guide you through the system and coordinate your care.
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If you have a Health Savings Account or Flexible Spending plan, your membership fee MAY be covered under these savings plans. Check with your plan administrator and/or accountant to determine your benefit eligibility.
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For more information check out DPC Nation or reach out to us!